Note: This site is currently "Under construction". I'm migrating to a new version of my site building software. Lots of things are in a state of disrepair as a result (for example, footnote links aren't working). It's all part of the process of building in public. Most things should still be readable though.

How to stop credit card offers

After I got my house the number of credit card, refinance, home equity line of credit, etc... went up to between 20-30 a week. After doing some checking I discovered how to basically put an end to this. Go to: http://www.optoutprescreen.com/ and walk through the "Opt-out" process. Basically, all those companies that send you offers have pulled your credit report along with a batch of other folks to screen for people they want to extend offers to. When you opt-out, it prevents companies from doing this without your permission. The net effect is that within a couple months the majority of that type of junk mail will end. Better for the environment and a time saver for you. Another benefit is it reduces the risk of identy theft by someone stealing your mail. I did this a while ago and it's been oh-so-nice.