Golf Hazard

March 30, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

In golf, red stakes mark a water hazard. On the Valley Course at Sawgrass yesterday, the hazard on hole 15 took on an additional meaning.

Gator Hazard


Compound Interest

March 29, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

I like looking at what compound interest can do for me (or anyone else). So, I made a little page with some javascript on it to create a simple compound interest display. As I've mentioned recently, I just read The Richest Man in Babalyon again and one of the main points is to keep 10% of what you earn for yourself. So, plug in %10 of your pre-tax earnings and play around with the years and the interest rate to see how the 10% position works well with the simple but potent power of compounding interest. http://www.alanwsmith.com/compound-interest/ NOTE: I've tested this on my Windows machine with FireFox and IE and it works for both of them, but I haven't run this thru a full QA so if it bugs out on you, let me know. Also, this is just an estimate and I make no guarantees as to the accuracy of my math, but it should be at least close.


Your Tax Dollars at Work

March 29, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

This graphic is an eye-opening display of where our tax dollars end up getting spent. Very well done and worth a look. Most of the time when I hear numbers about spending they are so big that they are hard to comprehend and rarely are they presented in a way I can do a comparison. This graphic makes it easy.


Save 10%

March 23, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

Since my early 20s I've been trying to increase my knowledge of money and how money works. A main goal is to be able to retire sooner rather than later. More importantly, I want to make sure that if I loose or quit my job later in life that I don't have to worry about finding another one.

In this search for knowledge I've read a decent number of books across several financial topics. Investing, personal finance, financial planning, etc… I think that one of the best ones is also one of the simplest, "The Richest Man in Babylon" by George S. Clason.

Your local library might have it, but if not, it's worth picking up. It helps drive home the fact that you are going to have to take care of yourself when it comes to your money and that in order to do this you have to save. The central idea of the book is to save 10% of everything you earn. The book does a great job of showing you how to think about this and had answers to all my natural reactions.

I want to make sure that everyone I know can get to the point where they are working because they want to and not because they have to and I think this book is a huge step in the right direction. It's a very simple idea, but powerful ones often are.


The Compact

March 23, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

I've seen a couple things about this idea recently and like the basic idea though it's perhaps a bit extreme for me: The Compact. Here's a USA TODAY article that I saw from yesterday that brought it back to the forefront of my mind. End of the first graph pretty much spells out the entire idea: Buy nothing new except food, medicine and toiletries for six months. I'm really not that big of a consumer and when I am buying something I generally like to try to find a used whatever it is first. Camera lenses are a good example. I end up buying books more often than I like becuase my local library branch is pretty small doesn't have a lot of the stuff I'm interested in. Since so much of what I do and enjoy revolves around "technology" now days a lot of my purchases end up being brand new. Still, I like the fact that these folks are thinking this way.


IMG_0001 - First Shot

March 16, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

Well, the new camera came in today. I walked out on the course and took a few shots with it. Here is, literally, the first shot from the camera after it left the factory:

Number 17 - TPC Sawgrass - First shot

First impressions, I'm very impressed with the camera. It feels right, and going back to a "full-frame" camera where wide angles are actually wide again is awesome.

Incidentally, here is a 100% clip from the above image. It's a little compresses so it's not representative of the full image quality, but it's still pretty good.

First Shot - crop

Only thing that is ticking me off right now is that it looks like Adobe has only released a RAW converter for CS2 and hasn't updated the one for regular old CS. That's a shitting way for a company to try to get people to upgrade and doesn't strike me as the type of thing I would have expected from Adobe.


Get a shredder

March 15, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

I shred pretty much everything. If you don't, read this article about a torn up credit card application.


John Butler

March 14, 2006

Note: This post was migrated from my old blog software. It hasn't been cleaned up yet (and might not ever be). Don't be surprised if the formatting, links, images, etc... are messed up.

Current Random tune is from John Butler Trio. Saw these guys at the Austin City Limits  festival two years ago. Great live and their disk "What You Want" has gotten a ton of hits on my playlist.


Go To Index Page: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 57 58 59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74 75 76 77 78 79 80 81 82 83 84 85 86 87 88 89 90 91 92 93 94 95 96 97 98 99 100 101 102 103 104 105 106 107


© Alan W. Smith
RSS Feed